Specialist

We are a specialist online insurance platform innovating to give customers the right policy at the right price.

We are experts in designing consumer insurance products that are easy to buy online and offer market leading policy cover and customer service at competitive premiums.

  • We design our products around what customers want and how they want to buy them
  • We build products that satisfy┬áconsumer needs in markets that fail to understand the changing landscape of customer loyalty
  • We give our customers an easy to use online experience backed up by our team of experts who are there to help if needed
  • We understand that our customers want an easy and quick claims process

This winning formula has seen us become market leaders in our product sectors.

Identify

Identify

Build

Build

Scale

Scale

Products

Products with Global Opportunity

We promote innovation by designing products and customer experiences that change people's behaviours. Our aim is to transform products that have been historically expensive and complicated to understand, into something more affordable and accessible.

We currently operate in two product verticals, Car Hire Excess Insurance and GAP Insurance. We have a number of websites across six territories which make it easy for our customers to buy our products.

Clarity

Clarity

Claims

Quality Claims Handling

Value for Money

Value for Money

Peace of Mind

Peace of Mind

Who we are

Halo is led by its Founder and CEO, Ernesto Suarez, who has over 20 years' experience in the insurance industry. He started Halo in 2009 with an aim to change the way individuals bought car rental insurance. He was also poised to create a consumer champion proposition in a market place requiring clarity, fairness and value for money.

He is supported by an established and entrepreneurial management team which combines significant insurance industry experience with considerable marketing expertise and technology development. The team has a reputation for building fast growing, high quality sales and service orientated businesses through multiple distribution channels.