About Us

About Us

Innovation is central to the Halo team so we can develop the best customer experience and products


The team are a mixture of insurance experience and online know how with a common passion to do insurance online better.

This has enabled us to build a business platform that allows us to be flexible so we can innovate and design products and services which will wow our customers.

We launched our first website back in 2010 selling car hire insurance, an industry we felt was in need of reform for consumers to get a better deal and over the last decade have become market leaders.

Key to this success is our technology, how we design and launch products and our marketing and operational expertise.


We have invested heavily in technology based on several years of real world insight into what you need your technology platform to do so it works for your business. We have a flexible, scalable and future proof platform.

  • Flexible front end platform to test and develop the user journey so we can deliver the best possible experience for our customers including mobile and apps
  • In house content management for rich customer engagement
  • In house product builder so we can test and launch new propositions quickly and cheaply
  • Purpose built policy administration and customer service platform utilising the best third party products such as Salesforce and Zendesk


Designing great customer centric products is a key part of our DNA. We want to do insurance better online so the right policy at the right price.

  • Easy to buy online
  • Provide great value for money
  • Easy to understand and does exactly what they are supposed to do
  • Offer the widest cover available so more is included as standard
  • Provide an easy and quick claims process

The Team

Ernesto Suarez

Ernesto Suarez

Founder & CEO

  • Founded Halo in 2009 with Venture Capital funding
  • Insurance executive with extensive experience in Profit Centre Management
  • Specialist in underwriting Affinity programmes across Europe since 2003
  • Responsible for strategy development and implementation, finance, product development, risk & compliance and internal audit
Ben Wooltorton

Ben Wooltorton

Chief Operating Officer

  • Joined Halo as a full time Employee and Board Member in 2010
  • Previous roles included Sales & Marketing Director at online comparison service SimplySwitch.com as well as senior consulting projects across various sectors
  • Expertise in all major online and offline marketing channels
  • Significant experience in sales channel development including telesales, door to door and online
  • Responsible for Sales and Marketing, content development, user experience, customer service and human resources
Jeremy Clutterbuck

Jeremy Clutterbuck

Chief Technology Officer

  • Joined Halo in 2009
  • Previous roles included Professional Services Manager at Financial Services Consultancy
  • Responsible for leading PM and Development to implement Financial Systems including CRM to leading industries throughout the UK and Europe
  • Technical Consultant responsible for finance models and bespoke development
  • Over 25 years of experience in system design and best practice
  • Responsible for Operations and Systems, technology and project management


Apr 2018


Kiss us, we’ve launched in Ireland! Our apologies. We should have done this a long time ago. iCarhireinsurance.ie Irish forever!

Feb 2018


It’s happening Down Under! Halo Australia commences trading and it’s a beauty! Check out our new look website and product. Rentalcarprotection.com.au

Aug 2017

USA 2.0

Product Innovation takes centre stage at Halo. Our new and improved LDW rental car insurance product is on Insuremyrentalcar.com It offers new covers in both our Daily and Annual policies. It’s also live in 45 states!